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Bluebird is Good for My Budget

by Nicole on December 16, 2012

For the past several weeks I’ve been telling you that I would be working with Bluebird and American Express to document my experiences using the card over the next month or so. I told you how simple it was to sign up for the card, receive it and register your bank account to add money to it.  Last week I told you how you could use Bluebird for the holidays to keep you on track with your spending!

This week I want to tell you about how I’ve used Bluebird as a money management tool to save up for a new Pandora charm I wanted! I love my Pandora charm bracelet but sometimes the charms can be expensive! I have had my eye on this flower basket charm that costs $95 – not a budget breaker but still not a part of my monthly budget! I decided to use Bluebird to buy this for myself by setting aside some money every week that I would have used to buy coffee or lunch out during the week.

Each week I consciously decided to make my coffee at home and bring my lunch to work instead of eating out.  This saved me about $20 per week at least! At the end of each week I deposited the money into my Bluebird account and at the end of 5 weeks I had enough money to get my charm! Using Bluebird as a budgeting tool was very easy and since you can only spend what you have on the card it’s foolproof!

Some key features of Bluebird:

  • checking and debit alternative with lower fees than traditional bank accounts
  • Roadside Assistance
  • Purchase Protection
  • easy loading of funds -online through a bank account such as a savings or checking account, debit cards, direct deposit, remote check capture via the mobile app and cash loading at Walmart registers.
  • make purchases wherever American Express is accepted
  • pay bills, online or via the app
  • create subaccounts
  • get cash access at ATMs

I love the Bluebird tagline – Loaded with Features. Not Fees. Bank account fees are increasing all the time and many banks now charge per transaction! With Bluebird you’ll have an alternative and much lower fees and in many cases no fee! Here is the fee schedule:

As you can see Bluebird provides a great value! You can sign up for a FREE card (doesn’t impact your credit) online at Bluebird or you can purchase a kit for $5 at the Bluebird kiosk inside your local Walmart!

I am working with American Express on a sponsored Bluebird campaign. My opinions are my own.

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