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Use Bluebird for Everyday Purchases

by Nicole on December 2, 2012

Last week I told you I would be working with Bluebird and American Express to document my experiences using the card over the next 6 weeks or so.  I told you how simple it was to sign up for the card.  Well I received it in the mail and activated it online within minutes.  I was then given my options as far as loading money onto the card.  You can add money from a checking account, a debit card or a kiosk at Walmart.  I chose to do 2 of the ways so I could report back to you with my experiences.

From home it took me a few minutes to enter in my banking info.  I could either verify instantly by giving my bank username and password or wait a few days for them to deposit some money into my account which I would need to verify the amount.  I chose to give my username and password knowing that American Express has excellent security for things like this.  In 30 seconds I was able to load money onto my card from my bank account!

I also went to my local Walmart and found the Bluebird kiosk.  It took just a few minutes for me to load cash onto my card.  I’m happy to report that there were NO fees associated with either deposit and depending on if I’m near a Walmart when I want to make a deposit I’ll make my choice then.

Since I was at Walmart to do some grocery shopping I decided to use my Bluebird card while I was there.  I did my shopping like normal and at checkout swiped my Bluebird card like it was a credit card.  Because I only had a set amount on the card I knew I wouldn’t go over my budget.  I love that you can use the card as a budgeting tool and you won’t be tempted to overspend! You’ll get the protection of a credit card which is so nice  and you won’t have to worry about carrying cash!

Some key features of Bluebird:

  • checking and debit alternative with lower fees than traditional bank accounts
  • Roadside Assistance
  • Purchase Protection
  • easy loading of funds -online through a bank account such as a savings or checking account, debit cards, direct deposit, remote check capture via the mobile app and cash loading at Walmart registers.
  • make purchases wherever American Express is accepted
  • pay bills, online or via the app
  • create subaccounts
  • get cash access at ATMs

I love the Bluebird tagline – Loaded with Features. Not Fees. Bank account fees are increasing all the time and many banks now charge per transaction! With Bluebird you’ll have an alternative and much lower fees and in many cases no fee! Here is the fee schedule:

As you can see Bluebird provides a great value! You can sign up for a FREE card (doesn’t impact your credit) online at Bluebird or you can purchase a kit for $5 at the Bluebird kiosk inside your local Walmart!

I am working with American Express on a sponsored Bluebird campaign. My opinions are my own.

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{ 7 comments… read them below or add one }

1 Bonnie F December 2, 2012 at 7:39 pm

This looks great! I might use Blue Bird the next time I need to shop online.

2 Thomas Murphy December 2, 2012 at 8:22 pm

i love the lower fees and the purchase protection. Glad I came across this, thanks.

3 sheri grennille December 2, 2012 at 10:40 pm

this is very interesting for when i need to establish my credit on my own. thanks,.

4 Sarah Beth Madrigal December 2, 2012 at 10:40 pm

I am very happy that you wrote about this card because I did not believe their could be a card without any fees. Thank You!!

5 Antumn M. December 3, 2012 at 3:59 am

I know it is a popular sell at my job now. But then again, all prepaid cards are good sells this time of year!

6 Lisa Garner December 3, 2012 at 4:21 pm

I love that it has the protection of a traditional credit card but no fee’s and can help me stay on budget this holiday season.

7 David March 19, 2013 at 6:25 pm


Is not a prepaid card, it is free checking with added benefits!!

I just opened mine.

Thanks AmEx!!

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